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Paper currency was invented in Massachusetts in 1690 and the wallet was invented to have a place to store and carry the cash. Barney Garcia said that wallets today are more often used for carrying credit cards. In the near future, we may not need traditional leather wallets at all.  The e-wallet or digital wallet is […]

The End of Cash – Not Quite

Jack Dorsey, the 35-year-old entrepreneur widely known as the creator of Twitter and founder of Square, appeared on a Sunday morning news program to announce the introduction of Square Wallet.  The concept behind Square is brilliant and simple. A lemon aid  stand, landscaper, or wandering volunteer at the hospital ball selling tickets for a drawing, […]

Bank Construction

I was driving along Route 7 in Brookfield, Connecticut and saw a new bank under construction. On the right side of the picture you can see the familiar drive-up windows where customers can make bank deposits. I assume the amortization of the building on the bank’s balance sheet will be 30 years.  I wonder if […]